Services
Mortgage Renewals
As your mortgage term ends, we provide tailored options to secure the best rates for your next term. We recommend starting the renewal process 4–6 months ahead to lock in favorable conditions.
Bruised Credit Programs
Even with less-than-perfect credit, we can help you secure financing. Our specialized programs offer options for individuals with credit challenges, ensuring you still have access to homeownership.
Self-Employed Mortgages
Self-employed? Irregular income doesn’t have to stop you. We offer tailored mortgage solutions for self-employed individuals, helping you qualify based on your unique financial situation.
Reverse Mortgages
Homeowners aged 55+ can access their home equity without monthly payments. Use the funds for retirement, home improvements, or other lifestyle needs. Repayment occurs only when the home is sold or the owner passes away.
Home Equity Lines of Credit (HELOC)
Unlock your home’s equity for ongoing access to funds. Ideal for renovations, investments, or major purchases, a HELOC provides flexibility and lower interest rates than unsecured loans.
Debt Consolidation
Combine high-interest debts such as credit cards, personal loans, or lines of credit into a single mortgage payment to reduce stress and save money.
Office: 152215 66 ave #201 Surrey BC V3S 2A2
Site: www.stressfreemortgages.ca
