Terms & Conditions

Effective Date: September 20, 2025

Welcome to Stress Free Mortgages (“we,” “our,” or “us”). By using our website, services, or communication channels (including SMS), you agree to the following Terms & Conditions. Please read carefully.

1. General Use

• Our website and services are provided for informational and mortgage brokerage purposes only.

• By accessing or using our services, you agree to comply with all applicable Canadian laws and regulations.

• We may update these Terms at any time, and continued use of our services means you accept the updated Terms.

2. SMS/Text Messaging Program

By providing your phone number, you consent to receive SMS or MMS messages from Stress Free Mortgages. Messages may include:

• Updates related to your mortgage application or inquiry

• Appointment reminders and confirmations

• Educational tips, offers, or promotional messages

Message Frequency: Message frequency may vary.
Cost: Standard message and data rates may apply depending on your carrier plan.

Opt-Out:

• You may opt out at any time by replying STOP to our messages.

• After you reply STOP, you may receive a final confirmation message. No further SMS will be sent unless you opt in again.

Help:

• For assistance, reply HELP or contact us directly at [email protected].

3. Privacy

We respect your privacy. Please review our Privacy Policy to learn how we collect, use, and protect your personal information.

4. Limitation of Liability

• We make reasonable efforts to provide accurate information, but we do not guarantee error-free or uninterrupted services.

• Stress Free Mortgages will not be liable for any direct, indirect, or incidental damages arising from your use of our website, services, or text messaging program.